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Default Simple: how to express this named-range reference?

Sigh, I'm drawing a blank....

E10:E30 evaluates to additional cash based on values in U10:U30.
Ostensibly, E11 is U11-U10; similarly for E12:E30.

I have named U10:U30 "Cash". So I want to write that formula in a
form similar to:

=Cash - offset(Cash,-1,0)

Or so I thought. The OFFSET(...) expression is wrong.

What is the correct expression for "the same row minus one in the
named range Cash"?

I am looking for a solution that is readable and self-documenting.

 
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