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OFFSET and LOOKUP Error

I'm using Excel 2007

I'm using this formula in cell F11 to lookup a payment amount, which works
fine.
=HLOOKUP($I$3,Mortgage_Pay_Table,A11+2)

In Cell E11 I want to display the cell to the immediate left of the cell
being looked up in F11. I have tried this formula but get an error message:
=OFFSET(HLOOKUP($I$3,Mortgage_Pay_Table,A11+2),0,-1)

Suggestions?

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