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FV Function (Excel)
I have a loan that I知 trying to calculate which is better 26 partial payments or 12 full payments. I know the 2 extra payments should reduce my overall loan amount.
I知 trying to calculate the remaining balance after 12 months using the following excel function (FV) FV(8.544%/12,12,250.08,-16782.92) this value results in 15,153.05 which is what I expected. However, when I use the same logic for 26 partial payments FV(8.544%/12,26,125.04,-16782.92) I get 16,625.14 |
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