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Default if function (if more that 7 nesting)

End result is to compare prior year numbers to current year to date
sheet 1 has the following columns-- sheet 2 has history-each month totals
for a number of years

COL A Secured Loan Interest
COL B(current month) 39,333.98
COL C(prior month) $36,134.55
COL D(variance MTD) $3,199.43
COL E(current YTD) $113,440.47
COL F(previous YTD) $512,814.15
All of the information on worksheet is filled in with a vlookup formula.
I want COL F to add up the totals from sheet 2 for each month up to the
current month for this year, so that this year and prior year totals are for
the same timeframe.
I know that you can only nest 7 if statements in a formula, but I need to do
12 if's to get all the months totaled. Can anyone help with this?

 
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