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Default combine vlookup and match help

I need help, and fast! I am trying to create a form, and my formula is not
working! I have been looking at thread after thread and no luck... I still
get the #N/A every time.

Okay, on sheet 1 (Insurance Form) is where I need my information to
populate. All of my data is on sheet 2 (Look up sheet).

I have a drop down to tell me my benefit choice and my coverage choice. For
my cost, I want excel to look at sheet 2 and tell me what is in the cell for
those two choices. Here is my data:

It is looking at cell A5 for the "Benefit" (HMO, PPO,etc) and looking at B5
for the "Coverage" (EE, EE&SP, etc) on my sheet one named "Insurance Form"

On my "Look Up Sheet"

A B C D
E
1 HMO PPO DENTAL VISION
2 EE 10.00 15.00 5.00
3.00
3 EE&SP 15.00 20.00 10.00 7.00
4 EE&CH 13.00 17.00 7.00 5.00
5 EE&FA 20.00 25.00 15.00 10.00

I have tried this formula, and others, but keep coming back with the same
error every time! =VLOOKUP('Look Up Sheet'!$A$1:$E$5,2,MATCH('Insurance for
LOA'!$A$5,'Look Up Sheet'!$B$2:$E$5,0)&MATCH('Insurance for LOA'!$B$5,'Look
Up Sheet'!$A$2:$E$5,0))
 
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