Hi

I've downloaded a mortgage calculator from the web, being anewbie I'm stuck
with the following issue:

When the last payment comes down to 0 or near 0 like 0.03 cents all the
formulas values return a #VALUE!, I want that the value be displayed as 0.

In example the maximum payments are 431 monthly payments, lets say the last
payment the client made was for 378, now after that paymet I need the value
to be displayed as 0 up to row 431, because he has finished his payments.

A formula is

if(F378+D378<C378,C378-(D378+F378),"")

EVALUATES TO------ if(""+0<C378,C378-(D378+F378),"")

THAT RETURNS----- #VALUE!

Can you help me, it would be greately appreciated