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Default IF Formula and multiple formulas

I have a spreadsheet which contains a column of rates (i.e. C8's rate is
$90.29), a column of ratios (D8) and a column of text (F8) containing the
words "Increase" "Decrease" or "Same".

I'm trying to create a formula that will change the rate (in a fourth
column) based on the column of text. For example...
- If the cell contains the the word "Increase" I need the following formula:
rate x (ratio - 125%)
- If the cell contains the word "Decrease" I need the following formula
rate x 75% - ratio
- If the cell contains the word "Decrease" I need the rate to appear the
same with no change

I don't know if this is even possible, or if there are too many conditions,
but I've tried every thing I can think of, but just can't seem to get it.

Any help would be appreciated!!

Thanks,

Reegan
 
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