I am selling something to a friend and would like to make up a coupon book,
like the bank does. So he will have a record of the transaction and a
reminder of the fact that he needs to pay this bill. I have Excel 97 never
upgrades as it works great for what I use it for.

I'd want the coupons to have the following items: Due Date, Amount, Late
After, Late Amount. Along with my name and address as Make Payments To.

It would be nice to have a stub For Your Records. With a place to write
Amount Paid, Check #, and Date Paid.