I have an application that I am going to build which will manage a table of
Contacts (about 75) and then Account Statements for those contacts. For
various reasons, I am going to build this in Excel.

My question is this. Would it make more sense to build a single workbook
with a worksheet for each contact, or would it make more sense to build a
workbook with the basic stuff in it, and then create a seperate workbook for
each contact?

Either way, I will be building a "home" page with buttons for all of the
operations and navigational stuff.

Thanks,
Steve