1. Every so often, when I open a workbook I have received
from a colleague, Excel automatically displays the
Reviewing toolbar.

How can I prevent this toolbar from making it's unwanted
appearance (permanently please) ?

2. I had a problem with Excel yesterday, when it refused
to open. It said that it had encountered a problem with
my Personal.xls file, and that it recommended disabling
it - I accepted this option, and it re-started ok.

I then opened Personal.xls (it was fine - no problems,
and I can compile it ok as well). The problem is that it
does not appear when I now open Excel (it is in my
XlStart directory). Can anyone suggest what I need to do
to include it, so that it is always present ?