This is a Mircosoft Office 2007 Excel spread sheet.

I need to figure out a formula that can round up or down to $xx.95 using the
following situation

cost: 18.23
mark up: 1.8
Retail-based on this alone would be $32.81

A1= Cost
A3= Retail
A2= Mark up

Formula used in A3 is- =A1*A2

My problem is that the owner wants all cents to be rounded up or down to .95
and costs are all different throught the cost columns.

Is there a formula that can be entered to do such a funtion?

Thanks for any assistance you can offer.