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Default IF...payment rates

Hi, i have this code:
sheet 1
=IF(COUNT(Acte!U5:AG5),IF(TODAY()=MAX(Acte!U5:AG5 ),"Expired",INDEX(Acte!U5:AG5,,MIN(IF(Acte!U5:AG5 TODAY(),COLUMN(Acte!U5:AG5)))-COLUMN(Acte!U5:AG5)+1)-TODAY()),"")
This code is looking at range U5:AG5 (were i have payment rates) and show me
how many days i have left till the next rate.

Ex:
sheet 1
U5.........AG5
expiring dates

sheet 2
U5.........AG5
Bill's nr/date.

If in U5 i have 10.09.2009, and today is 14.09.2009 (the rate is exceeded),
i need the formula to display "please pay", until in U5 i will write bill's
nr/date. After i write nr/date in U5, then the formula to display remaining
days to next payment rate.
Can this be done?
Thanks!
 
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