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Default If Function

I am trying to learn Excel and am working on a project and am stuck. I have
in Cell G4 the number 9 (number of homework assignments completed) Then in
cell E19 the number 12 (the number of required assignments) In cell E20 is
the number 2 (penalty for each missing assignment) and in cell E21 (Bonus for
each additional assignment) I need to determine the bonus or penalty and
place that number in H4. I had it once, I got -6 for my answer. I
accidentally deleted my formula before I entered it and frankly have no idea
how I got there to begin with. Can someone help and explain for me?

Thanks in advance


 
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