here is the formula I am using =F23/(1+0.04)^(A23-18)

how do I copy or drag the formula down and have it change to

=F23/(1+0.04)^(A23-18) then copy or drag it to change in the rows following
each other
=F24/(1+0.04)^(A24-18)
=F25/(1+0.04)^(A25-18) and so on