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Default rounding a formula's number

How, do I round a formula's number so it will act as a 2 digit number instead
of the 5 or 6 digit number...

i.e. =c6*d7 ; this would be 94.12345 but rounds to 94.13 (don't understand
why if the third digit is under 5 it rounds up, but it does...) BUT when this
number is mulitplied it is multiplied as the 94.12345 which ends up dropping
cents. How do I get it to multiply 94.13?

Hope that's clear... Bob