AFAIK there is no UI setting for this. You could set a Workbook_Open event
in your personal.xls to close the activeworkbook. Just tested it and it
seems to work

Private Sub Workbook_Open()
ActiveWorkbook.Close SaveChanges:=False
End Sub

--
HTH
Nick Hodge
Microsoft MVP - Excel
Southampton, England
HIS


"e18" wrote in message
...
As a default, Excel starts with an empty workbook (Book1).
I want Excel to start up empty, with no workbooks at all. How can I do
this?