I don't know what I did...

Excel 2002

The workbook's still there. It still seems to be in the default location
(c:\documents and settings\~my user name~\application
data\microsoft\excel\XLSTART)

When I go to tools -- options -- general, the box for 'at startup, open
all files in' is blank.

So I navigate to the folder with personal.xls in it, and paste that address
into the box, hit ok, reopen the window, and it's gone.

I can TYPE the address into that box, but it still doesn't cause the macro
workbook to load upon reopening.