Hi,

I am trying to set up a spreadsheet to show my bank account balance

I want the 3 number columns to be

credit (D column) debit (E column) balance (F column)


now I have it working but...


if I
don't have a value in a debit column it displays #value in the balance
column.


So

I amend the cell formula as follows


=IF(E5="","",F4-E5+D5)

(IF debit column is empty THEN display blank ELSE display calculation
result)

but this only checks one column, the debit column

if I have a value in the credit column but leave the debit column empty
I get the #value error message.

I have put a zero in the debit column as a work-around but I would like
to fix it more elegantly

I tried using the OR function but that didn't work as one of the columns
always has a value

any help would be appreciated.





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Nospam