I recently reinstalled Windows XP (including SP-2 update), and am
reconfiguring Excel 2000. Some questions:

1. Before reinstalling XP, I had a template called PERSONAL that opened
automatically when I started Excel. I was able to view it by doing Unhide.
Since reinstalling, the Unhide command is grayed out, meaning there is no
file to unhide. (Nor does the PERSONAL template appear in Macros as one of
the files whose Macros to list.) What happened to the PERSONAL template file?

2. I have (successfully) added buttons to the toolbars. As I understood,
configuration of toolbars is stored in the PERSONAL template. If there is no
PERSONAL template, then where is the toolbar configuration being stored?

I would appreciate an explanation to the above points, to illuminate for me
the way in which Excel stores and selects the default workbook template and
toolbar configuration.

Thanks.