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Default Using text and formatting sum function in formula

I am attempting to show text in a cell concatenated with the sum function and
it works fine. The problem is the result has 10 decimal places in the
resulting number. I have tried to use the format function with the sum
function without success. Here is the formula I am working with:

="Total is: " & Format(SUM(B96:B104),"0.00")

What am I doing wrong?
Thank you.
 
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