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Please help! Excel Novice here
I have to complete this assignment in the next few hours and have no idea
where to begin....any help would be sincerely appreciated. Here it is: A man has 5 years remaining on a six year car loan, his interest rate is 8.25% and his monthly payment is $525.00. His credit union is willing to accept the present value (PV) of the loan as a payoff. Develop an amortization schedule that shows how much he must pay at the end of each of the six years. Then create a worksheet that includes the beginning and ending balance, the amount paid on the principal and the interest paid for years two through six. Because he has paid for the first year already, determine only the ending balance (present value) for year one. I know this may come easy to someone but I am completely lost here. Please help! Thanks a million Theresa |
Please help! Excel Novice here
hi.
see your post under gen questions. Regards FSt1 "Theresa" wrote: I have to complete this assignment in the next few hours and have no idea where to begin....any help would be sincerely appreciated. Here it is: A man has 5 years remaining on a six year car loan, his interest rate is 8.25% and his monthly payment is $525.00. His credit union is willing to accept the present value (PV) of the loan as a payoff. Develop an amortization schedule that shows how much he must pay at the end of each of the six years. Then create a worksheet that includes the beginning and ending balance, the amount paid on the principal and the interest paid for years two through six. Because he has paid for the first year already, determine only the ending balance (present value) for year one. I know this may come easy to someone but I am completely lost here. Please help! Thanks a million Theresa |
Please help! Excel Novice here
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Please help! Excel Novice here
Check one of your identical posts in other newsgroups.
You start off with one strike because you ought to be doing your own homework. I (and others, I'm sure) are willing to *help*, but not to do your homework *for* you. "I don't know where to start", from a student, usually means "I haven't spent more than a millisecond thinking about this problem." If you've been paying *any* attention to your course, there's always something you can do to get started. So you do that, and then look at the next bit of information in the problem and see how you can use that. Before you know it, you've either finished the problem or at least narrowed things down to a specific question. But by posting multiple copies you just increase the annoyance level and reduce people's inclination to help you. Sun, 13 May 2007 02:06:20 GMT from Theresa <u34137@uwe: I have to complete this assignment in the next few hours and have no idea where to begin....any help would be sincerely appreciated. Here it is: A man has 5 years remaining on a six year car loan, his interest rate is 8.25% and his monthly payment is $525.00. His credit union is willing to accept the present value (PV) of the loan as a payoff. Develop an amortization schedule that shows how much he must pay at the end of each of the six years. Then create a worksheet that includes the beginning and ending balance, the amount paid on the principal and the interest paid for years two through six. Because he has paid for the first year already, determine only the ending balance (present value) for year one. I know this may come easy to someone but I am completely lost here. Please help! Thanks a million Theresa -- Stan Brown, Oak Road Systems, Tompkins County, New York, USA http://OakRoadSystems.com/ |
Please help! Excel Novice here
Sorry, I was in a panic and didn't read the rules before I began. Shame on me,
I'm human, make mistakes. That being said. it truly amazes me how people can make snap judgements of others. You know nothing of my situation and truly your lovely attitude has given me no reason to disclose any more details of it to you. I will tell you that I am a 42 year old college student with a damn good GPA but my experience has not been in Excel Spreadsheets. If I knew how to do any part of it, I would have tried to convey that in my message. Thanks for your very understanding and helpful attitude. I thought this was a forum where help could be found, I guess judgement is an added benefit. Stan Brown wrote: Check one of your identical posts in other newsgroups. You start off with one strike because you ought to be doing your own homework. I (and others, I'm sure) are willing to *help*, but not to do your homework *for* you. "I don't know where to start", from a student, usually means "I haven't spent more than a millisecond thinking about this problem." If you've been paying *any* attention to your course, there's always something you can do to get started. So you do that, and then look at the next bit of information in the problem and see how you can use that. Before you know it, you've either finished the problem or at least narrowed things down to a specific question. But by posting multiple copies you just increase the annoyance level and reduce people's inclination to help you. Sun, 13 May 2007 02:06:20 GMT from Theresa <u34137@uwe: I have to complete this assignment in the next few hours and have no idea where to begin....any help would be sincerely appreciated. [quoted text clipped - 16 lines] Thanks a million Theresa -- Message posted via OfficeKB.com http://www.officekb.com/Uwe/Forums.a...tions/200705/1 |
Please help! Excel Novice here
Theresa
Please do not paint us all with the same brush. Stan must be having a bad hair day or something. His response over in the excel.misc group is rude and judgemental and attacks your personal character in a way that is unacceptable to me. He has gone to the "plonk" list on my news reader. Gord Dibben MS Excel MVP On Sun, 13 May 2007 14:53:59 GMT, "Theresa via OfficeKB.com" <u34137@uwe wrote: Sorry, I was in a panic and didn't read the rules before I began. Shame on me, I'm human, make mistakes. That being said. it truly amazes me how people can make snap judgements of others. You know nothing of my situation and truly your lovely attitude has given me no reason to disclose any more details of it to you. I will tell you that I am a 42 year old college student with a damn good GPA but my experience has not been in Excel Spreadsheets. If I knew how to do any part of it, I would have tried to convey that in my message. Thanks for your very understanding and helpful attitude. I thought this was a forum where help could be found, I guess judgement is an added benefit. Stan Brown wrote: Check one of your identical posts in other newsgroups. You start off with one strike because you ought to be doing your own homework. I (and others, I'm sure) are willing to *help*, but not to do your homework *for* you. "I don't know where to start", from a student, usually means "I haven't spent more than a millisecond thinking about this problem." If you've been paying *any* attention to your course, there's always something you can do to get started. So you do that, and then look at the next bit of information in the problem and see how you can use that. Before you know it, you've either finished the problem or at least narrowed things down to a specific question. But by posting multiple copies you just increase the annoyance level and reduce people's inclination to help you. Sun, 13 May 2007 02:06:20 GMT from Theresa <u34137@uwe: I have to complete this assignment in the next few hours and have no idea where to begin....any help would be sincerely appreciated. [quoted text clipped - 16 lines] Thanks a million Theresa |
Please help! Excel Novice here
I appreciate your comment. I generally do not judge a group by one individual
member and that is not the case today. Thanks for the supportive attitude. Tee Gord Dibben wrote: Theresa Please do not paint us all with the same brush. Stan must be having a bad hair day or something. His response over in the excel.misc group is rude and judgemental and attacks your personal character in a way that is unacceptable to me. He has gone to the "plonk" list on my news reader. Gord Dibben MS Excel MVP Sorry, I was in a panic and didn't read the rules before I began. Shame on me, I'm human, make mistakes. That being said. it truly amazes me how people can [quoted text clipped - 28 lines] Thanks a million Theresa -- Message posted via OfficeKB.com http://www.officekb.com/Uwe/Forums.a...tions/200705/1 |
Please help! Excel Novice here
I'll second Gord in saying that the personal attack was uncalled for.
Although the pieces in between are rather good advice, or come from bad experiences in trying to help students in the past. As Gord said - chalk it up to a bad hair day. It is definitely actually a wise move for anyone asking for help to try in one location - it helps all concerned: You - because you can see all help provided in one location, and Those trying to help since they can see the progress of help to date and don't have to backtrack or cover ground that's already been covered. It's not just true here. I have helped moderate a rather large site for about 7 years now and that's the advice we give to folks looking for assistance there also. In this case, it's a good thing to put all your eggs into one basket unless you don't get any results at all in a reasonable amount of time. What's reasonable? Around here, if you haven't gotten a response within 24 hours, it's probably safe to try another group - and it helps if you mention at that time that you tried elsewhere and received no responses, AND go back to the other location and respond to yourself with something like "am trying for help here now: insert link to new post - if you have any help for me, please reply there" -- again it helps keep all the questions/answers/progress in one neat pile. "Theresa via OfficeKB.com" wrote: I appreciate your comment. I generally do not judge a group by one individual member and that is not the case today. Thanks for the supportive attitude. Tee Gord Dibben wrote: Theresa Please do not paint us all with the same brush. Stan must be having a bad hair day or something. His response over in the excel.misc group is rude and judgemental and attacks your personal character in a way that is unacceptable to me. He has gone to the "plonk" list on my news reader. Gord Dibben MS Excel MVP Sorry, I was in a panic and didn't read the rules before I began. Shame on me, I'm human, make mistakes. That being said. it truly amazes me how people can [quoted text clipped - 28 lines] Thanks a million Theresa -- Message posted via OfficeKB.com http://www.officekb.com/Uwe/Forums.a...tions/200705/1 |
Please help! Excel Novice here
Jerry, that's very sound advice for any poster.
Theresa, I also deplore the savage attack on you, for which I note that Stan has subsequently apologised. Please do come back to the NG's with more questions, when you feel necessary, following the advice given by Jerry. Most of the regulars scan each of the NG's hence your question is likely to get "picked up" no matter which group you decide to choose for your single posting. -- Regards Roger Govier "JLatham" <HelpFrom @ Jlathamsite.com.(removethis) wrote in message ... I'll second Gord in saying that the personal attack was uncalled for. Although the pieces in between are rather good advice, or come from bad experiences in trying to help students in the past. As Gord said - chalk it up to a bad hair day. It is definitely actually a wise move for anyone asking for help to try in one location - it helps all concerned: You - because you can see all help provided in one location, and Those trying to help since they can see the progress of help to date and don't have to backtrack or cover ground that's already been covered. It's not just true here. I have helped moderate a rather large site for about 7 years now and that's the advice we give to folks looking for assistance there also. In this case, it's a good thing to put all your eggs into one basket unless you don't get any results at all in a reasonable amount of time. What's reasonable? Around here, if you haven't gotten a response within 24 hours, it's probably safe to try another group - and it helps if you mention at that time that you tried elsewhere and received no responses, AND go back to the other location and respond to yourself with something like "am trying for help here now: insert link to new post - if you have any help for me, please reply there" -- again it helps keep all the questions/answers/progress in one neat pile. "Theresa via OfficeKB.com" wrote: I appreciate your comment. I generally do not judge a group by one individual member and that is not the case today. Thanks for the supportive attitude. Tee Gord Dibben wrote: Theresa Please do not paint us all with the same brush. Stan must be having a bad hair day or something. His response over in the excel.misc group is rude and judgemental and attacks your personal character in a way that is unacceptable to me. He has gone to the "plonk" list on my news reader. Gord Dibben MS Excel MVP Sorry, I was in a panic and didn't read the rules before I began. Shame on me, I'm human, make mistakes. That being said. it truly amazes me how people can [quoted text clipped - 28 lines] Thanks a million Theresa -- Message posted via OfficeKB.com http://www.officekb.com/Uwe/Forums.a...tions/200705/1 |
Please help! Excel Novice here
Apologized to whom? I am not holding my breath on that one, he cast his
judgement and has never backed away from it or apologized for being insulting. Roger Govier wrote: Jerry, that's very sound advice for any poster. Theresa, I also deplore the savage attack on you, for which I note that Stan has subsequently apologised. Please do come back to the NG's with more questions, when you feel necessary, following the advice given by Jerry. Most of the regulars scan each of the NG's hence your question is likely to get "picked up" no matter which group you decide to choose for your single posting. I'll second Gord in saying that the personal attack was uncalled for. Although the pieces in between are rather good advice, or come from [quoted text clipped - 59 lines] Thanks a million Theresa -- Message posted via OfficeKB.com http://www.officekb.com/Uwe/Forums.a...tions/200705/1 |
Please help! Excel Novice here
Theresa
This quoted text from Stan's reply to Dave P. might be what Roger is referring to when he says "apologized" Quote......................... Point Taken In mitigation I'll plead that it was the combination of three things: posting the same article in multiple newsgroups, posting it multiple times with different subject lines in the same newsgroup, and the expectation that we would do her homework for her with zero attempt on her part to do it. End quote............................ Looks more a rationalization for bad behaviour in my estimation. Gord On Mon, 14 May 2007 13:32:52 GMT, "Theresa via OfficeKB.com" <u34137@uwe wrote: Apologized to whom? I am not holding my breath on that one, he cast his judgement and has never backed away from it or apologized for being insulting. Roger Govier wrote: Jerry, that's very sound advice for any poster. Theresa, I also deplore the savage attack on you, for which I note that Stan has subsequently apologised. Please do come back to the NG's with more questions, when you feel necessary, following the advice given by Jerry. Most of the regulars scan each of the NG's hence your question is likely to get "picked up" no matter which group you decide to choose for your single posting. I'll second Gord in saying that the personal attack was uncalled for. Although the pieces in between are rather good advice, or come from [quoted text clipped - 59 lines] Thanks a million Theresa |
Please help! Excel Novice here
Gord
I should have put the word "apologised" in quotes and put some exclamations or question marks after it. I meant it rather sarcastically, really, as I guess this is as far as one is going to get towards an apology, from someone who can be that scathing in an attack. Like you, I have also added him to my "plonk" list. -- Regards Roger Govier "Gord Dibben" <gorddibbATshawDOTca wrote in message ... Theresa This quoted text from Stan's reply to Dave P. might be what Roger is referring to when he says "apologized" Quote......................... Point Taken In mitigation I'll plead that it was the combination of three things: posting the same article in multiple newsgroups, posting it multiple times with different subject lines in the same newsgroup, and the expectation that we would do her homework for her with zero attempt on her part to do it. End quote............................ Looks more a rationalization for bad behaviour in my estimation. Gord On Mon, 14 May 2007 13:32:52 GMT, "Theresa via OfficeKB.com" <u34137@uwe wrote: Apologized to whom? I am not holding my breath on that one, he cast his judgement and has never backed away from it or apologized for being insulting. Roger Govier wrote: Jerry, that's very sound advice for any poster. Theresa, I also deplore the savage attack on you, for which I note that Stan has subsequently apologised. Please do come back to the NG's with more questions, when you feel necessary, following the advice given by Jerry. Most of the regulars scan each of the NG's hence your question is likely to get "picked up" no matter which group you decide to choose for your single posting. I'll second Gord in saying that the personal attack was uncalled for. Although the pieces in between are rather good advice, or come from [quoted text clipped - 59 lines] Thanks a million Theresa |
Please help! Excel Novice here
Mon, 14 May 2007 17:05:05 -0700 from <Gord Dibben
<gorddibbATshawDOTca: Looks more a rationalization for bad behaviour in my estimation. Then let me be more explicit: while there was provocation, I overreacted to it, and I apologize for doing so. -- Stan Brown, Oak Road Systems, Tompkins County, New York, USA http://OakRoadSystems.com/ |
Please help! Excel Novice here
And I am seriously sorry that I did not read the rules. As I stated in my
response in another thread, I was panicked and did not take the time to read them before I posted, I did apologize for that. I did not realize I was "provoking" anyone at the time, I certainly am aware that my behavior disturbed you, Mr. Brown. My intent was to get help, not screw up your day. How ridiculous this is. Stan Brown wrote: Mon, 14 May 2007 17:05:05 -0700 from <Gord Dibben <gorddibbATshawDOTca: Looks more a rationalization for bad behaviour in my estimation. Then let me be more explicit: while there was provocation, I overreacted to it, and I apologize for doing so. -- Message posted via http://www.officekb.com |
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