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Default Inserting rows without changing formula values

How do I keep the value range constant in a formula when I insert new rows?
I have a constant value, 1000 and I need to subtract the value in cell B-3
daily. I have the formula set up as =SUM(1000-B3). Whenever I insert a row,
the formula adjusts B3 to B4 - I need for it to stay B3 even after inserting
new rows.
 
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