PMT() uses 360-Days Bases method to return an annuity or interest. I need
such a formula / function, which calculate interest on 365-Days bases. Can
any body help me in this respect

See one answer in microsoft.public.excel.worksheet.functions

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In article ,
Mujeeb ur Rehman, FBL-GRW-PK
m wrote:

PMT() uses 360-Days Bases method to return an annuity or interest. I need
such a formula / function, which calculate interest on 365-Days bases. Can
any body help me in this respect