Muy code is not going through loops 2) and 3) below, just cant figure it out

Many Thanks

Public Sub coi3()

Dim fin As Workbook
Dim fin2 As Workbook
Dim vArr As Variant
Dim vArr2 As Variant
Dim rCell As Range
Dim rDest As Range
Dim sDest As Range
Dim i As Long
Dim j As Long
Dim FoundClient As Boolean

'1)Opens Team CB and Team MS Workbooks,define arrays in line with Client Lists
Set fin = Application.Workbooks.Open( _
"C:\My Documents\Business Plans\TeamCB.xls")
Set fin2 = Application.Workbooks.Open( _
"C:\My Documents\Business Plans\TeamMS.xls")
vArr = Array("Hudson", "HSBC", "C&W")
vArr2 = Array("ACCENT", "AMEX", "SHELL")

FoundClient = False
For Each rCell In Range("D1:D" & _
Range("D" & Rows.Count).End(xlUp).Row)
With rCell
' Check for Team CB's client:
For i = LBound(vArr) To UBound(vArr)
If .Value = vArr(i) Then
Set rDest = fin.Worksheets(vArr(i)).Cells( _
25, 1).End(xlUp).Offset(1, 0)
..EntireRow.Copy Destination:=rDest
FoundClient = True
End If
Next i



1)' If CB's client can skip, otherwise:
If Not FoundClient Then

2)' Check for Team MS's client:
For j = LBound(vArr2) To UBound(vArr2)
If rCell.Value = vArr2(j) Then

Set sDest = fin2.Worksheets(vArr2(j)).Cells( _
25, 1).End(xlUp).Offset(1, 0)
..EntireRow.Copy Destination:=sDest
FoundClient = True
End If
Next j

3)' If neither was found, then check your other condition (executiveis CB):
If Not FoundClient Then
If .Offset(0, 3).Value = "CB" Then
..EntireRow.Copy _
Destination:=fin.Worksheets("OTHER").Cells(25, 1).End(xlUp).Offset(1, 0)
End If
End If
End If

End With
Next rCell
End Sub