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Default Negative numbers

Hello,

Does anyone know how to create a formula that will allow
for a begining balance of $0.00 and then take away $20.00
to give you an ending balance of -$20.00. And then have
a begining balance of $-20.00 and take away $20.00 for a
total of -40.00 instead of $0.00. I keep getting a zero.
 
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