I have a spreadsheet project for my computer class....and I need help on
using Vlookup on a chart. The Chart is as follows:

Credit Score
Area Code 300 400 500
114 3% 4% 5%
113
112

You get the idea....anyways, basically what I'm trying to do is get the
%(which will be a discount %) that matches the credit score and area code. I
know I need to use Vlookup, but I'm having trouble getting it to work. Do i
need to use more than one lookup formula all in one???