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Default Formula for Growth %

I have been asked to add a Growth % to a spreadsheet someone else created.
I'm not real familiar with any formulas to do this, can someone help me? Below
is how they want it set up:
JAN FEB MAR APR etc....
2007 7 13 10 10
2008 10 6 3 9
Variance 3 -7 -7 -1
Growth %

2009 9 8 12 12
Variance -1 2 9 3
Growth %

I have searched for this on the internet and within this
site, but it seems like growth %'s are very confusing!!!
Any help you can give is appreciated!
 
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