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Default Vacation Accruals

I have searched high and low and I cannot find an anwer to my dilemma and I
have tried a multitude of examples from various sources. My company accrues
PTO on bi-weekly basis as follows:

1 to 5 Years 4.62 Hours Biweekly
6 to 15 years 6.15 Hours Biweekly
15+ years 7.70

On one of the anniversary years, the employee changes the accrual of the
vacation on the paycheck of his anniversary. Example Employee Hire Date is
4/5/04, the employee will accrue 4.62 hours per paycheck until the paycheck
of 4/10/09 where he will start accruing at 6.15 for the remainder of the
paychecks for that year.

My Columns are
A1 Name
B1 Date of Hire
C1 Anniversary Date

I have tried HLookup to an array, I have tried IF formula's but nothing
gives me the right results. Is anyone out there able to help?????
--
Regards - Mariela
 
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