I created two excel templates and named them book.xltx and book.xltm and
saved it to the following directory:

C:\Documents and Settings\username\Application Data\Microsoft\Excel\XLSTART

When I first open up Excel, it uses my new default workbook as I can see my
header footer, and other options.

HOWEVER, when I create a new workbook using FileNew or clicking the New
icon, it does not use my default workbook. I always have to click through
the screen and select Blank workbook when I create a new workbook using the
menu item or the toolbar icon.

Any ideas on how to resolve?