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Default Conditional Formula-Sum or 0

I have a worksheet where B1 has a beginning balance and B2 has a current
balance. The formula in B2 is =B1-SUM(B4:B20)

I want the current balance to be displayed only if the value in A2 is 0

If the value in A2 is <=0, then I want B2 to display "None" instead of a
current balance.

Is this possible using a conditional formula? Or is this even possible?

Thanks!!!
 
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