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Default Formula to check if a date is a holiday

I have put together a file to generate quick projects schedules for my work.
At the point in a project that I would use this file, we don't need the
detail of a full on MS Project schedule. I used the text formula
=text(A1,"ddd") to check my dates so I can quickly verify the dates don't
fall on the weekend.

Is there a formula that I can use that checks if a date is a Federal
Holiday. For example: If I type 12/25/08 in A1, is there a formula that
would return Christmas in B1? I have looked at the Networkdays formula but I
don't want to have to create a list of holidays that has to be maintained or
write an if statement that evaluates the dates (not using Networkdays).

Any help is apprciated.

Thanks
 
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