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Default How do I get a formula total to quit rounding up in Excel?

I have a formula in a cell =PRODUCT(H17*A31, 4) and the answer should be
$67.96 but it's coming up $68.00. If I change the number of decimal places,
it only changes the answer is $68.000; I've changed the size of the column
and that doesn't help either. Thanks for your time.
 
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