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Default Rounding up or down depending on number

Would anyone know a formula for the following?

What formula would round down if the tens of thousands in a number is less
then 10,000.00 or round up if over 10,000.00? For example if cell A250 equals
506,789.90 the cell would read 506,000.00 but A250 equals 511,782.90 the cell
would read 512,000?
 
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