Using XP Home - get ""Cannot access directory d:\My Documents" whenever I
click on any tab in the Options dialogue box. So I cant change tanything
including the default location of files. Also get an error message when Excel
tries to autosave.

I have removed and reinstalled Office, have installed SP1, started Excel
from "Run"using "/safe" - but same happens. Have searched knowledgebase and
found no hits for the Options issue, but found 1 for autosave - solution
suggested is SP1.
have seen 2 similar postings somewhere in this community which is wher I got
"/safe" from.

It wasnt always like this afte I first installed - virus maybe? I have very
tight security on.