I'm trying to set up a spreadsheet to help me with my job. I track/audit
accounts for a man that does private lending. Here is what I'm trying to do:

I need a formula for "if the date in column A is 26th of each month or
later, I need column E to be a late fee of $86.72"

I really seem to have problems when it comes to the "if" fuction so I really
appreciate any help.

Thanks,
Heidi