I will probably have to use the VBA code. The spreadsheet will need to
be distributed to other clients and I dont want to have to add a
plug-in. (Can the plug-in be attached to a sheet to "go along with it")
The thing about using code that I'm confused about is how to make it so
that it applies to all cells in a column. I want to be able to insert
cells and add records randomly and those inserted cells need to carry
the same format.

I apologize if that is a simple process. I am just a couple of rungs
above clueless when it comes to VBA.

Thanks again,

Robbie