Try:
=IF(logical_test,"You owe "&F50,"value_if_false)

tj

"Spoony_13" wrote:

I am using an IF function and I want my TRUE value to say "YOU OWE X" with
the "X" being the numerical value cell F50. The way I am setting it up, it
keeps reading "YOU OWE F50." How can I get the cell to read the number in
F50 instead of just F50?