"Otter" wrote:
I need to find a value based on a lookup across the top of my spreadsheet and
then a value down the side and where the row and column intersect is the
value I want.

One simple way - use index/match

Assume source table below is in A1:C4

January February
Hair 45 84
Beans 42 61
Prod3 72 29
(month col headers are text)

Assume you have the inputs in E2:F2 down
Beans January
Prod3 February

You could put in G2:
=INDEX($B$2:$C$4,MATCH(E2,$A$2:$A$4,0),MATCH(F2,$B $1:$C$1,0))
and copy down to return the cross-hair/intersection results.
--
Max
Singapore
http://savefile.com/projects/236895
xdemechanik
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