Make sure you're not in the middle of editing the contents of a cell, as
that would grey out those features.

If that isn't the problem, try Tools/ Protection ...
Unprotect the worksheet.
--
David Biddulph

"teflon" wrote in message
...
I downloaded a free cashflow template and wanted to add more rows to it. I
went to 'Insert' in the toolbar menu, but 'row' was greyed out, along with
'cells' & 'columns'.

Any advice appreciated. Thanks.