I understand the %/months a year, I understand the content of the chosen
cells but what is being done with the contents in them. They are obviously
not being added together, what's the calculation between the rate, number of
payments and the principal amoiunt.??


"joeu2004" wrote:

On Nov 22, 6:37 am, Micky G wrote:
I don't know what the commas are indicating to do with the variables.

Consider this example from the Help page:

=PMT(A2/12, A3, A4)

The commas simply separate the list of arguments, much like commas
separate the following list of languages: English, French, German,
Italian. The commas serve no other purpose. They "do" nothing to the
arguments.

That should be "obvious". So I suspect I am not understanding your
question. If I failed to answer your question, please provide a
specific example.