With dates in A2:A1000 and values in B2:B1000 (adapt to fit you own
requirements

=INDEX($A$2:$A$1000,MATCH(TRUE,$B$2:$B$1000<0,0))



entered with ctrl + shift & enter



--


Regards,


Peo Sjoblom


"Elaine from South Carolina" <Elaine from South
wrote in message
...
I'm preparing an amortization schedule and I want to display at the top of
the worksheet in a designated cell the month/year when the 1st negative
value
occurrs in the loan balance column. Then, as I change my payment amounts
I
will be able to immediately see the pay-off date result at the top of the
worksheet.