It is difficult to give an answer without more detailed info on how your
sheet is laid out but assuming that:

Column A: Dates
Column B: Name/Transaction
Column C: Deposits
Column D: Payments out
Column E: Balance

Then with the starting balance in E2, enter in E3:

=IF(COUNT(C3:D3)=0,"",IF(A3<=TODAY(),E2+C3-D3,E2))

--
HTH

Sandy
In Perth, the ancient capital of Scotland
and the crowning place of kings


Replace @mailinator.com with @tiscali.co.uk


"Floridaguy" wrote in message
...
I'm new to Excel and am still learning. I am working in Excel 2000. What
I've
done is make up a spreadsheet for my checking account which, is working
quite
fine except for a little problem that I have been experiencing.

Sometimes I post payments and deposits in advance. For example I may make
a
posting for a November payment and am still in the month of October. Now
that
I have entered the Nov payment and, then want to add another row to put in
an
October payment, I find that the balance is incorrect and, the only way to
try and correct it is to copy the previous balance and paste it. However,
my
continuing balance remains incorrect.

In short, what I am trying to do is to insert rows before payments that
have
already been entered and, at the same time maintain the correct balance.

Will appreciate any suggestions.

Thanks
--
Floridaguy