Gary's + Dave:

Thanks so much for replies.

Dave: Are you telling me that I've been using Excel for 20+ years and
NEVER REALLY USED the Style dialog? That is truly sick.

And in fact my next question was going to be how to set font and other
defaults, in general. I was too narrowly focused on Tools / Options
only all these years.

So thanks again. Ya just freed the slaves.

***