The "obvious" intent of unlocked cells on a locked sheet is that you should
be able to do anything in them that you could do on an unlocked sheet
(add/delete/change data/formatting/comments, etc). The "obvious" intent of
locked cells on a locked sheet is that you should not be able to change
anything in them (data/formatting/comments, etc).

When you protect a sheet with default options (allow users to select cells),
you get the "obvious" locked behavior (can't change anything); but you do NOT
get the "obvious" unlocked behavior (can't add/delete/change
formatting/comments, etc--all you can do is manually change data values, not
even by Edit|Replace).

If you protect a sheet with the new (in 2002) option checked to allow users
to "Format cells", you gain the "obvious" unlocked behavior of being able to
reformat unlocked cells; but you loose the "obvious" locked behavior
preventing format changes on locked cells. Similarly, what seems to be the
only way to permit add/delete/change of comments on unlocked cells seems to
be to check the new (in 2002) option to allow users to "Edit objects", but
that eliminates the ability to protect comments in locked cells.

Have I missed something? Is there any way (obvious or unobvious) to get to
what I consider the "obvious" intent of cell locking? Am I the only one who
considers this intent to be obvious?

If necessary, I am perfectly willing to arrive at this intended state by
means of a macro (run once, not each time the workbook is opened), but I need
to have both the protection of locked cells and unprotection of unlocked
cells apply to user interface access.

Jerry