The nearest I have got is adding to a comment box and formating it attached
to a cell, so it resizes as cells change.

Not given up yet though.

Jonah
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Bob I replied:

Sounds like a "Background" to me. pretty tough to have it in just one
area tho.

Jonah wrote:
Is it possible to insert an image into Excel so that the text in the
cells is in front of the image?

Sounds easy, but I have toyed with watermarks, Picture Editing and all
to no avail.