My wife and I are decent on excel but couldn't figure this one out...

Here is an example of one of my rows:

I'm trying to calculate from within a cell a percentage (6.33%) times
an integer (2,097). What Excel is returning is 186, when it should be
returning 185.91. Also 98.11 rounds down to 98. Any ideas to get Excel
to stop rounding my numbers?

I have the cell set to two decimal places, I've tried many formats
general, number accounting and they all do the same thing.

Thanks in adavance!