Maybe...

http://www.contextures.com/xlfaqApp.html#ReadOnly
from Debra Dalgleish's site.

eagle13 wrote:

I am getting a message with Excel 97 that states that a file that I am
trying to open locally is in use by another user (which its not) and if
I continue to open it will only be read-only.

I had the same problem with Word 97 (bad install of office 97 perhaps?)
and I fixed it by deleting Normal.dot

Does anybody know of anything I can do to fix this similar problem in
Excel?

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eagle13
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Dave Peterson