Chip Pearson has a bunch of techniques that deal with start up errors at:
http://www.cpearson.com/excel/StartupErrors.htm

Maybe something in there will help.

tracey@davis-ray wrote:

Just updated to Microsoft Office 2003 from Office 1997. Every time I open
Excel I get a message that says "error loading add'ins". When I click on
Tools and then Add-ins none of the boxes are checked. What did I do wrong?

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Dave Peterson