The problem only occurs when you insert new rows at the edge of your sum
range. If this bothers you, you could try a different approach to
summing.
Instead of placing =SUM(D3:D25) in D26, replace it with this formula:
=SUM(D3:offset(D26,-1,0))
Then you don't need to change it when new rows are inserted there.
--
John James
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