Another way:
With my headings in row 2, and data in row 3, columns A to L, and a
column letter (a thru l) in cell M1, in cell M3, for the YTD total,
type:
=SUM(INDIRECT("A3:"&M1&"3"))
This will resolve to =sum(A3:X3) where x is the letter you type in M1.
I came up with this a long time before I learned about sumproduct,
which gives a more elegant solution.
Regards
Mike
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